Category: News

If you have bad credit, you know how difficult it can be to get the financing you need to purchase a new vehicle, pay medical bills or even purchase groceries for the week. The good news is, there are a number of tips you can use to help you get the money you need, even if your credit is not perfect. Before you take out a loan with a particular organization, you need to take some time to weigh all of your options. Trying to rush through this process may get you in a dire financial situation that causes you a great deal of stress. Some of these tips can be found here.

1. Get to Know Your Specific Credit Situation

If you need to make a purchase and are low on funds, you need to take some time to get to know what your credit rating is right now. There are a number of free services that will provide you with this information at no cost. Getting to know what your credit rating is will help you better understand the options you have.

Luckily, there are tons of different sites out there where you can access this information for free. By looking at your credit report, you will be able to avoid any unwanted surprises when applying for credit cards or loans. Many of the credit cards for average credit will require a score of 625 or higher. Having information about what your credit score is will help you narrow down the lending options you have.

2. Look for a Bad Credit Dealer

The fact is, more and more people are finding themselves in financial binds today, than ever before. As a result, there are more and more places out there that provide money to individuals who have bad credit. Take some time to find where to get loans online that offers options for those with bad credit. Doing so will give you the best chance possible of getting the funds you need.

3. Browse the Available Options

Once you have found a bad credit payday loan provider that works with people who are in your situation, you can begin filling out the application and finding the option that best works for you. Be sure to speak with them about the amount you can get for a loan so you know whether or not it will cover the bills you have to pay. In most cases, you will find there are quite a few options for you to choose from.

4. Payday Loans May Be a Good Option

If you need money in a hurry, then getting a payday loan may be a great option. Generally, these types of loans will accept just about any type of credit. This means you will not have to worry about getting denied. Before choosing a particular payday lender, be sure to do some homework. You need to find out what type of reputation a lender has and whether or not they have preferable terms. Without this type of research, you will find it hard to choose the right loan.

While you may feel limited by your bad credit, when it comes to getting money when you need it, there are options out there. The key is to know where to look and what to do to get the financing you need to make an important purchase or pay off a bill.

It is important to remember, when you begin searching for a bad credit payday loan, not all services are created equal. It is a good idea to shop around and look at all the options prior to choosing one. This will help ensure you get the best rate for the money that you need and that you don’t have to wait an excessive amount of time to receive the money.

TripleMs (CC)

After vowing that he would not leave office yesterday, Mohammed Morsi has been removed as president of Egypt. The constitution of that nation has been suspended, and the chief justice of the constitutional court, Adli Mansour, has been named as the interim leader by the head of the Egyptian military, Gen. Abdel-Fattah el-Sissi. While the takeover has been characterized as a military coup by Morsi and his chief security adviser, it has apparently been well-received by the masses still congregated from the protests in Tahrir Square and around Egypt.

Fox News reports:

Fireworks and cheers erupted from the millions gathered in Tahrir Square after the announcement was made.

Earlier in the day, an army deadline for Morsi to resolve Egypt’s political crisis expired.

Top military officials and opposition leaders met Wednesday and agreed on a political roadmap for the country’s future, calling for early presidential and parliamentary elections, el-Sissi said. A new presidential cabinet will be formed as well as a national reconciliation committee, which will include youth movements that have been behind anti-Morsi demonstrations.

Morsi said on his presidential Facebook page that he rejected el-Sissi’s statement, according to Reuters. An aide says he has been moved to an undisclosed location.

El-Sissi said the military will deal “decisively” with any violence sparked by the announcements.

The Egyptian military has seized control of the government, but this is supposed to be another temporary arrangement, until the people have the opportunity to elect a new leader. Where the current leaders, and the Muslim Brotherhood will be in that process remains to be seen. Observers should also be watching for any political moves made by Salafist community leaders, and the military response to the ongoing sexual assaults and violence that have been a part of the current round of protests.

A University of Georgia graduate student does not understand why saying “some white people may have to die” is receiving backlash.

Philosophy grad student and teaching assistant Irami Osei-Frimpong originally made the comment on the “Overheard at UGA” Facebook page Jan. 16, Campus Reform reported.

“Some white people may have to die for Black communities to be made whole in this struggle to advance to freedom,” Osei-Frimpong wrote, according to a screenshot from Campus Reform. “To pretend that’s not the case is ahistorical and generally naive.”

Osei-Frimpong does not understand why he is getting criticized, however.

“I’m confused why that is so controversial,” Osei-Frimpong said, WSB-TV reported Tuesday.

The UGA grad student added he was not trying to call for violence, but was being “honest of racial progress,” according to WSB-TV reported.

UGA donors and alumni have suggested to stop giving money to the school unless Osei-Frimpong is fired.

“If they fire me, they’d be firing me for doing my job,” Osei-Frimpong said.

UGA released a statement Sunday saying they were considering legal options.

“Racism has no place on our campus, and we condemn the advocacy or suggestion of violence in any form,” the statement posted to Twitter said.

Osei-Frimpong has a history of demeaning white people. He compared white southerners to “sociopaths” and “autistic kids.” The teaching assistant also called for white people’s churches, schools and families to be “dismantled” because they supposedly created “crappy white people,” Campus Reform reported.

UGA baseball player Adam Sasser, who was accused of saying racial slurs at the school’s football game, was dismissed from the team in October 2018, according to USA Today.

Osei-Frimpong did not immediately respond to The Daily Caller News Foundation’s request for comment.

Reigning baseball MVP and World Series hero Kris Bryant thinks he’s shooting a baseball workout video. Little does he know that the sound guy on the video crew is none other than Hall of Fame pitcher and four-time Cy Young Award winner Greg Maddux in disguise. Here’s what happened when Bryant allowed Greg Maddux aka “The Sound Guy” to throw him batting practice.

With great power competition heating up, U.S. military leaders are pointing their planes, ships, subs, missiles and radars north toward the Arctic.

Four advisors, representing the Air Force, Navy, Coast Guard and the National Oceanic and Atmospheric Administration, met for a discussion on the Arctic at the Wilson Center in Washington, Dec. 4.

Air Force

U.S. aircraft have been operating in the area near the Arctic since World War II, when the Japanese invaded the Alaskan islands of Attu and Kiska, said Iris Ferguson, the senior advisor for Air Force space and information operations.

The Arctic is 1.5 times the size of the United States, she said, and 79 percent of U.S. military assets in that region today belong to the Air Force. Those resources include ballistic missile warning sites and fighter jets — as well as squadrons of tanker aircraft to refuel them.

By 2022, there will be more advanced aircraft in Alaska than anywhere else in the world, Ferguson noted.

Air Force ski-equipped LC-130 Hercules aircraft support National Science Foundation missions to both the Arctic and Antarctic, she said. The service also maintains the Air Force Rescue Coordination Center, which conducts an average of 1,000 missions per year in the Alaska region. Additionally, the Air Force tracks satellites from Alaska and participates in military exercises with Arctic area partners.

Coast Guard

Shannon Jenkins, the Coast Guard’s senior Arctic policy advisor, said that his service has been in the Arctic for about 150 years. The Coast Guard works with Arctic nations to protect fisheries and conduct search and rescue missions, and, he said, the service is always prepared to respond to oil spills. He noted that the Coast Guard has very good relations with their Russian counterparts in these areas of mutual concern.

Navy

Jeffrey Barker, the Navy’s deputy branch head for policy and posture, noted that he and Jenkins are on a working group that led to the 2015 signing of the National Fleet Plan, an agreement that strengthened interoperability between the Navy and Coast Guard fleets. He said the working group meets quarterly to discuss Arctic security issues, among other things.

The Navy has more submarines in the Arctic than any other nation, Barker said. However, he added that the Navy never goes it alone. They work there with partner nations.

National Oceanic and Atmospheric Administration

David Kennedy, NOAA’s senior Arctic advisor, said his service provides invaluable security intelligence to the armed services, information needed to operate their ships, aircraft and submarines. That information includes sea floor profiles, ice characteristics and water and air conditions, along with long-term climate forecasts.

Incidentally, NOAA is one of the seven uniformed services, along with the Public Health Service, Army, Navy, Air Force, Marine Corps and Coast Guard.

Americans across the nation are feeling less secure as ICE (a division of DHS) reported that the man who is suspected of killing two California police officers had been deported TWICE by ICE.

The fingerprints of the alleged cop-killer match those of Luis Enrique Monroy-Bracamonte who was originally deported in 1997 for drug possession and again in 2001 for an offense that DHS will not disclose (trust-insipiring, huh?)

Monroy-Bracamonte  is charged with two counts each of murder, attempted murder and carjacking. His wife has now been arrested on charges of carjacking and attempted murder.

Former President Barack Obama made every excuse for why the American economy would never return to its former glory, but President Trump has a different idea.

A.F.Branco Coffee Table Book <—- Order Here!

The Justice Department today announced that California Auto Finance, a subprime auto lending company based in Orange County, California, has agreed to enter into a court-enforceable consent order to resolve allegations that it illegally repossessed two servicemembers’ cars without court orders while they were on active duty.

The Justice Department filed a lawsuit against California Auto Finance and a related entity called 3rd Generation Inc., on March 28, 2018, alleging that their repossession practices violated the Servicemembers Civil Relief Act (SCRA). Under the proposed consent order, which is still subject to approval by the United States District Court for the Central District of California, California Auto Finance must adopt new repossession policies, pay one servicemember $30,000, which is the highest amount ever recovered by the Department for a single servicemember in an automobile repossession case, and pay a $50,000 civil penalty to the United States.

“This case sends a message to financial institutions, large and small, that they must live up to their obligations to our service members,” said Assistant Attorney General Eric Dreiband. “We will continue to vigorously pursue lenders who fail to take the simple steps necessary to determine, before repossessing a car, whether it belongs to a servicemember. Servicemembers who are going through basic training or another kind of military service should not have to worry that their cars will be repossessed with no court supervision during their time of service to our country.”

“Individuals who take up the call to protect our nation by serving in the armed forces make an enormous sacrifice for us all,” said United States Attorney Nicola T. Hanna. “We have a legal and moral duty to safeguard the rights of our men and women in uniform.  California Auto Finance failed to uphold this duty through its repossession practices. Today’s consent order demonstrates that we will tolerate no abuses of servicemembers’ rights in our district.”

The Justice Department initiated its investigation of California Auto Finance after receiving a complaint in November 2016 from United States Army Private Andrea Starks. The United States alleges that in April 2016, Private Starks notified California Auto Finance that she would be entering the military the following month. Despite this advance notice, California Auto Finance repossessed Private Starks’ vehicle without a court order on May 9, 2016, her first day of military training duty at Fort Leonard Wood, Missouri. At the time of repossession, the vehicle was parked at the home of Private Starks’ grandmother in Cedar Rapids, Iowa.

The Justice Department’s investigation corroborated Private Starks’ complaint, found that California Auto Finance had no policies related to SCRA compliance, and revealed that California Auto Finance had also violated the SCRA rights of U.S. Army Specialist Omar Martinez. The United States alleges that Specialist Martinez informed California Auto Finance that he would be entering the military, and that he would have limited means of communication during basic training. Nonetheless, California Auto Finance repossessed Specialist Martinez’s vehicle during his first month of military service. The repossession severely damaged Specialist Martinez’s credit, and, as a result, he was unable to purchase a new car. For over a year while living on base at Fort Benning, Georgia, Specialist Martinez had to rely on rideshares and taxis to buy groceries and take care of other personal needs. In March 2018, Specialist Martinez deployed to Afghanistan, where he served until November 2018.

The proposed consent order requires California Auto Finance to pay $30,000 in compensation to Specialist Martinez, and to take steps to repair his credit. In addition, the proposed consent order requires California Auto Finance to take steps to ensure it does not repossess servicemembers’ cars without court orders in the future. Private Starks reached a private settlement with California Auto Finance before the proposed consent order was filed.

The SCRA protects servicemembers against certain civil proceedings that could affect their legal rights while they are in military service. It requires a court to review and approve any repossession if the servicemember took out the loan and made a payment before entering military service. The court may delay the repossession or require the lender to refund prior payments before repossessing. The court may also appoint an attorney to represent the servicemember, require the lender to post a bond with the court and issue any other orders it deems necessary to protect the servicemember. By failing to obtain court orders before repossessing motor vehicles owned by protected servicemembers, California Auto Finance prevented servicemembers from obtaining a court’s review of whether their repossessions should have been delayed or adjusted to account for their military service.

The Justice Department’s enforcement of the SCRA is conducted by the Civil Rights Division’s Housing and Civil Enforcement Section, often in partnership with United States Attorney’s Offices. Housing and Civil Enforcement Section attorneys worked jointly with the Civil Rights Section within the Civil Division of the United States Attorney’s Office in this action. Since 2011, the Justice Department has obtained over $469 million in monetary relief for over 119,000 servicemembers through its enforcement of the SCRA. The SCRA provides protections for servicemembers in areas such as evictions, rental agreements, security deposits, prepaid rent, civil judicial proceedings, installment contracts, credit card interest rates, mortgage interest rates, mortgage foreclosures, automobile leases, life insurance, health insurance, and income tax payments. For more information about the Justice Department’s SCRA enforcement, please visit www.servicemembers.gov.

Servicemembers and their dependents who believe that their rights under the SCRA have been violated should contact the nearest Armed Forces Legal Assistance Program Office. Office locations may be found at http://legalassistance.law.af.mil/.

A group of naval aviators talk about their experiences learning to land jets on U.S. Navy Carriers.

Watch:

Former Vice President Joe Biden has yet to enter the 2020 race for president. Some recent media reports have suggested that his son’s checkered private life could be part of the reason for the Democrat’s hesitation.

Hunter Biden, the former VP’s 49-year-old son, would inevitably become campaign fodder if Biden were to join an increasingly crowded presidential race, Vanity Fair reported in January, citing Democratic strategists. Hunter’s romantic relationship with his brother’s widow created major headaches for his father.

Biden’s son claims his dad has never leaned on him to pipe down. “Even though my life has been played out in the media, because I am a Biden, my father never once suggested that the family’s public profile should be my priority,” Hunter told reporters. Some of his former colleagues believe Hunter is a good man who somehow manages to fall backward into drama.

“You know how some people are both fuck-ups and earnest at the same time? That’s how Hunter is. He’s not a bad guy at all,” one former colleagues told Vanity Fair. “Even as Hunter was a pain in the ass, Joe was supportive of him—he was a real dad. I don’t think he’s embarrassed by Hunter. But whether the family is willing to have all that revisited is tricky.”

Biden’s other son, Beau, died of brain cancer in May 2015. Hunter—who was married at the time with three children—became involved shortly thereafter with his older brother’s widow, Hallie. Hunter’s wife later claimed in divorce paper that her husband wasted money on prostitutes, strip clubs, and drugs, among other vices.

The former vice president is considering all angles before running against President Donald Trump, a former real estate tycoon and notorious Twitter troll who frequently uses his political opponents’ private foibles against them. The president often foists nicknames on Democrats like former Secretary of State Hillary Clinton, who he called “Crooked Hillary” during the 2016 presidential election.

Biden has not yet responded to The Daily Caller News Foundation’s request for comment about whether Hunter’s personal life is holding up a potential announcement. Meanwhile, big names like Sens. Elizabeth Warren of Massachusetts, Kamala Harris of California have already announced runs. Sen. Bernie Sanders of Vermont joined the group on Feb. 19 — polls show the self-avowed socialist leading the pack.

The hesitation on Biden’s part is holding up process for other potential Democratic candidates. Former New York City Mayor Michael Bloomberg, for one, is considering a run at the White House but not if he has to challenge Biden in a stacked primary. Bloomberg, who is committed to spending $500 million this election year, worries the former vice president might horn in on his image as a centrist inside an increasingly partisan Democratic Party.